Dosh is now a Financial Advice Provider

Big news: Dosh is now a licensed Financial Advice Provider, which means we can offer regulated financial advice on home loans, not just information.

This is a big step forward in our mission to help Kiwis make smarter money decisions and feel more confident when it comes to one of the biggest financial moves you’ll ever make, your home loan.

To support this next chapter, Jason Hughes, Dosh’s Lending Manager, will be the team member providing regulated financial advice on home loans. Jason already works closely with our home loan customers and now, as a qualified financial adviser, he can offer personalised advice to help customers make confident decisions when buying, refinancing, or switching their home loan.

What does it mean that Dosh is a Financial Advice Provider?

Becoming a Financial Advice Provider, or FAP for short, means Dosh is licensed by the Financial Markets Authority (FMA) to provide regulated financial advice on home loans.

In practical terms, that means:

• You can now receive personalised home loan advice, not just general information

• Advice is provided by a qualified, regulated financial adviser

• Dosh and its advisers must meet the standards set out in the Financial Markets Conduct Act and Code of Conduct

• There is a clear complaints and dispute resolution process for peace of mind

Our advice currently focuses on home loans only, so you can be confident the guidance you receive is relevant, compliant, and tailored to your situation.

Meet Jason, Dosh’s Home Loan Financial Adviser

If you’re thinking about buying your first home, refinancing, or switching lenders, Jason Hughes is here to help.

Jason is a regulated financial adviser who specialises in home loans and works closely with Dosh customers to:

• Understand your goals and current situation

• Explain your home loan options

• Help you understand whether switching or refinancing makes sense

• Guide you through the application process from start to finish

Learn more about Jason here [link to Jason’s profile]

Advice that puts you first

All financial advice provided by Dosh is covered by our Financial Advice Provider licence and is subject to obligations under the Financial Markets Conduct Act and the Code of Conduct, including:

• Act in your best interests

• Exercise care, diligence, and skill

• Meet high standards of ethical behaviour and client care

If you ever have a concern, Dosh is a member of Financial Services Complaints Limited, the (FDRS), which provides an independent, no‑cost, financial dispute resolution service if needed.

What stays the same?

While this is a big milestone, a lot of what you already love about Dosh hasn’t changed:

• A digital‑first home loan experience

• Competitive rates through trusted lending partners

• Rewards designed to put more money back in your pocket

• A helpful, human approach to money

The difference now is that you can get regulated, personalised advice alongside the digital tools, so you don’t have to figure things out alone.

Ready to chat?

If you’re thinking about a home loan, whether you’re buying, refinancing, or just exploring your options, you can now talk directly with a Dosh financial adviser.

Learn more or book a chat with Jason Hughes and see how Dosh can help you take the next step with confidence.

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