If you’re not with One NZ you can still earn Phone Dollars that can be used towards getting your next phone upgrade, faster. Simply sign up to dosh and you’ll be able to access your One Wallet in your dosh app and start earning Phone Dollars.

Upon settling a home loan through dosh, One NZ will give you a $1,700 Phone Dollar reward. Every Phone Dollar equals one real dollar off the price of a new interest-free phone at One NZ. You can also use the trade-in value of your old phone towards your phone upgrade. For more detail see one.nz/one-wallet
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Head here to view our full list of FAQ’s on Phone Dollars or for more detail see one.nz/one-wallet

Home loans through dosh are approved, issued and managed by Westpac NZ. Read more about dosh and Westpac in Westpac’s article here.
The Phone Dollars reward is provided and managed exclusively by One NZ and is no way linked to Westpac New Zealand Limited.

Applications may also be assessed by Avanti Finance with approval from applicants.

To be eligible to apply for a home loan through dosh, you must meet the below criteria:

- You are 18 years or older

- You are a New Zealand citizen or permanent resident

- Have a stable and regular income (evidence is required)

- Be able to provide income and liability information upon request


For the full list of eligibility criteria and LVR requirements see here.

No, this home loan offer through dosh is exclusive to dosh and not available via brokers.

Yes. Whether you are buying a property or refinancing your existing home loan, you can apply through dosh and earn Phone Dollar rewards. Eligibility criteria and T&Cs apply. Simply tap Apply to start your application today.