Visa debit card
Card rewards
Use your One NZ dosh Visa debit card on your everyday purchases and earn 1% back in Phone Dollars on your eligible everyday spend.
Sign up to dosh today. Your One Wallet is waiting for you.
T&C's apply



Your money in your hands
Tap and go in store, where PayWave is accepted, and buy online where Visa is accepted. Change the way you spend with the One NZ dosh card.
With Visa’s Zero Liability policy, you can use your One NZ dosh card with confidence. Learn more about Visa’s Zero Liability policy.
Pay quickly and securely with your One NZ dosh card directly from your iPhone or Android.
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Split payments
When you pay with your One NZ dosh card you can settle up with friends on the spot.
If you’re not with One NZ you can still earn Phone Dollars that can be used towards getting your next phone upgrade, faster. Simply sign up to dosh and you’ll be able to access your One Wallet in your dosh app and start earning Phone Dollars.
Every Phone Dollar equals one real dollar off the price of a new interest-free phone with One NZ. Use your Phone Dollar balance on any new phone $199+ on a 24 or 36 month interest-free term, with an eligible One NZ Pay Monthly plan. You’ll need a minimum $99 deposit, which you could pay with the trade-in value of your old phone, and there’s a minimum $1 payment required over your term. Phone Dollars can’t be exchanged for cash.
For more detail see one.nz/one-wallet
Download the dosh app via your favourite app store and complete a quick sign up process. Then order your free One NZ dosh card from the dosh app. It will take around 10 - 15 days to arrive. Activate your One NZ dosh card, add money to your dosh account, then start spending with your card. Your eligible everyday purchases* count towards your total monthly Phone Dollars reward. *See T&Cs.
One NZ dosh card transactions made for regular everyday spend are eligible to earn Phone Dollars, See the T&C’s here for more details on eligible everyday spend.
Yes, it is free to order your One NZ dosh card. There are also no annual fees with your One NZ dosh card.
You can view your One Wallet balance at Whatsinmywallet.one.nz and your dosh app. If you’re a One NZ customer you can also view your balance in your One NZ app.
When you spend with the One NZ dosh card, your Phone Dollars will be paid into your One Wallet on or before the seventh business day of each calendar month, for your spend in the month prior.
Yes, you can use cash alongside your Phone Dollars to upgrade to the phone you want. You can also use the trade-in value of your old phone towards your phone upgrade. For more detail see one.nz/one-wallet
There is no minimum monthly spend to earn Phone Dollars. Your monthly eligible* spend made with your One NZ dosh card counts towards the total amount of Phone Dollars you will be paid into your One Wallet each month. *See T&Cs.
Head here to view our full list of FAQ’s on Phone Dollars or for more detail see one.nz/one-wallet