Visa debit card

Earn Phone
Dollars with the One NZ dosh card

Spend with your One NZ dosh Visa debit card and earn 1% back in Phone Dollars on your eligible everyday spend*. So you can get your next interest-free phone faster.
*T&C’s and eligibility criteria applies.
Use Phone Dollars towards interest-free phones, with Pay Monthly plan and min $99 deposit. Eligibility criteria and terms apply, see
one.nz/one-wallet
Start earning Phone Dollars

Card rewards

Spend and earn Phone Dollars with your One NZ dosh card

Use your One NZ dosh Visa debit card on your everyday purchases and earn 1% back in Phone Dollars on your eligible everyday spend.

Sign up to dosh today. Your One Wallet is waiting for you.
T&C's apply

Your money in your hands

Pay where VISA
is accepted

Tap and go in store, where PayWave is accepted, and buy online where Visa is accepted. Change the way you spend with the One NZ dosh card.

With Visa’s Zero Liability policy, you can use your One NZ dosh card with confidence. Learn more about Visa’s Zero Liability policy.

Pay with Apple Pay
or Google Pay

Pay quickly and securely with your One NZ dosh card directly from your iPhone or Android.

Add your One NZ dosh card details to your mobile device
Access your money directly from your Apple Wallet or Google Wallet
Pay with your mobile anywhere you see the contactless symbol

You're in control. Set limits or lock your card anytime.

Spend from the available funds in your dosh everyday account
Get notified any time your One NZ dosh card is used
Enhanced card security features
Set daily, weekly and monthly limits

Split payments

Split your One NZ dosh card transactions

When you pay with your One NZ dosh card you can settle up with friends on the spot.

Pay with your One NZ dosh card
Split out the amount with your friends, instantly
Receive notifications when people pay you back

Frequently asked questions

I’m not currently with One NZ, why would I want Phone Dollars?

If you’re not with One NZ you can still earn Phone Dollars that can be used towards getting your next phone upgrade, faster. Simply sign up to dosh and you’ll be able to access your One Wallet in your dosh app and start earning Phone Dollars.

What can I spend my Phone Dollars on?

Every Phone Dollar equals one real dollar off the price of a new interest-free phone with One NZ. Use your Phone Dollar balance on any new phone $199+ on a 24 or 36 month interest-free term, with an eligible One NZ Pay Monthly plan. You’ll need a minimum $99 deposit, which you could pay with the trade-in value of your old phone, and there’s a minimum $1 payment required over your term. Phone Dollars can’t be exchanged for cash.

For more detail see one.nz/one-wallet

How do I get a One NZ dosh card to start earning Phone Dollars?

Download the dosh app via your favourite app store and complete a quick sign up process. Then order your free One NZ dosh card from the dosh app. It will take around 10 - 15 days to arrive. Activate your One NZ dosh card, add money to your dosh account, then start spending with your card. Your eligible everyday purchases* count towards your total monthly Phone Dollars reward. *See T&Cs.

What card transactions are eligible to earn Phone Dollars?

One NZ dosh card transactions made for regular everyday spend are eligible to earn Phone Dollars, See the T&C’s here for more details on eligible everyday spend.

Is the One NZ dosh Visa debit card free to order?

Yes, it is free to order your One NZ dosh card. There are also no annual fees with your One NZ dosh card.

How do I view my One Wallet balance?

You can view your One Wallet balance at Whatsinmywallet.one.nz and your dosh app. If you’re a One NZ customer you can also view your balance in your One NZ app.

When will I get paid my Phone Dollars?

When you spend with the One NZ dosh card, your Phone Dollars will be paid into your One Wallet on or before the seventh business day of each calendar month, for your spend in the month prior.

If I don’t have enough Phone Dollars for a new phone now, can I use cash to make up the difference?

Yes, you can use cash alongside your Phone Dollars to upgrade to the phone you want. You can also use the trade-in value of your old phone towards your phone upgrade. For more detail see one.nz/one-wallet

Is there a minimum eligible monthly spend to earn Phone Dollars?

There is no minimum monthly spend to earn Phone Dollars. Your monthly eligible* spend made with your One NZ dosh card counts towards the total amount of Phone Dollars you will be paid into your One Wallet each month. *See T&Cs.

Where can I learn more about Phone Dollars?

Head here to view our full list of FAQ’s on Phone Dollars or for more detail see one.nz/one-wallet

What are the Terms and Conditions?

For Phone Dollar rewards earned with dosh, see the full T&C's here.

For the One NZ One Wallet terms, please see here.

The Phone Dollars reward is provided exclusively by One NZ.  Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet