Borrow
Fast, easy personal loans. Your money, your way.
No more headaches, no more hassle – just fast, seamless digital lending at your fingertips. Borrow up to $75,000 with a loan term of up to 7 years.
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Borrow
This was my first time applying for a loan through Dosh and I had the pleasure of communicating with Jhoy, honestly they’ve been the most transparent and helpful agent I’ve dealt with when trying to secure a loan. The process was so simple and fast I was amazed, the level of service was so refreshing.
- Apple App store review
Great way to manage bills. Helped me with getting a quick overview of what’s budgeted and managed to keep it within budget 90% of the time. Love the cashback!
- App Store review
Most valuable debit card you can get! Me and my partner both have a card and we put all of our transactions through this card that we can in order to get points in discounts, especially with the promotions that run every month which really encourage us to use the card and get the most value out of it. The app has got to be the easiest banking app.
- App Store review
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Manage your personal loan in the same place you manage your spending and saving. View your loan balance at any moment and make repayments all from the dosh app.
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1. Apply within 5 minutes from your dosh app or click the Apply now button below.
2. The loan issuer will assess your application.
3. Once your loan is approved, you can view you loan in your dosh account.
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You can apply for a dosh Personal Loan by clicking 'Apply now' above or from your dosh app by opening your account and tapping on the + next to your account. Simply follow the quick application process and our team will be in contact with you with next steps.
To apply for a dosh personal loan, you need:
• To be aged 18years or over
• To be a NZ citizen or a permanent resident of NZ
• A valid NZ driver’s license or passport (NZ or overseas)
• Proof of income and expenses via bank statements (we’ll ask for this after you have submitted your application)
• Have an active dosh account to receive your loan and make repayments
A dosh Personal Loan is unsecured. Meaning the loan issuer doesn’t take security against any of your assets to provide you with the loan. This differs from a secured loan such as a home loan, where your home is used as security in the case that you don't pay of the loan.
A dosh Personal Loan can be used for a variety of reasons, such as to cover an unexpected expense or to consolidate your debt.
Borrowing money can be a significant financial decision, so it’s important to do your research to help make the decision that’s right for you. Depending on what your need is and your financial situation, a loan may not always be the best solution. Before we provide you with a dosh Personal Loan, we are required to make sure you can manage repayments without getting into financial hardship.
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Soon you'll be able to access a game changing home loan offering with dosh.
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Join our network of thousands of clever Kiwis spending, saving and borrowing in dosh. Get dosh today.
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