Home loans

Introducing dosh home loans: Freak’n great home loans

We’ve been working on a new home loan experience to bring to the New Zealand market. With the mission to put more back into the pockets of Kiwi homeowners, home loan with dosh were created.

We’ve collaborated with Westpac New Zealand, to combine our digital first approach with a trusted home loan provider. Enabling you to switch your existing home loan or unlock your new home loan and access:

  • Great interest rates
  • A Phone Dollars bonus, thanks to One NZ
  • 100% digital application where you can apply in minutes
  • Powered by Westpac NZ

Introducing Phone Dollar rewards

Our all-new rewards programme makes it easier than ever to get the phone you want, when you want.

  • Get $1,700 Phone Dollars on Settlement*
  • 1 Phone Dollar equals 1 real dollar off the price of a new interest-free phone with One NZ

Learn more about Phone Dollar rewards with dosh here.

Say goodbye to paperwork

Complete your application faster and save time with our digital application process. Applying for a dosh home loan removes the need to meet a broker or wait in a phone queue. Simply apply in minutes from your dosh app or our website.

Or enter your details here to speak to one of our lending specialists.

So, whether you’re buying your first home, upgrading, or refinancing, dosh is here to make your dreams a reality.

*Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply.

The Phone Dollars reward is provided exclusively by One NZ and are in no way linked to Westpac New Zealand Limited, who hold no liability based on the information displayed or in relation to Phone Dollars payments.

Dosh home loan reward offer has a minimum loan size of $300,000, minimum 1 year fixed term and eligibility criteria and T&Cs apply.

The Phone Dollars reward is provided exclusively by One NZ. Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet