Chat to our home loan adviser:
0800 367 469
Whether you go fixed or floating, one year or five, the rate and term you choose shape both your repayments and the total cost of your loan. Compare today's advertised rates below and estimate your repayments with our calculator.
We can often negotiate a sharper rate than the ones advertised. Book a free, no-obligation chat with a dosh adviser to talk through your options.
Get an indicative picture of your repayments. Our advisers will fine-tune this with real lender rates.
Updated: August 2026
Choosing a home loan term isn't easy. Our latest guide walks through what's happening with interest rates, why the 18-month and 2-year fixed terms are attracting attention, and how working with an adviser can help you compare lenders, negotiate rates, and structure your loan with confidence.
Want to chat it through with one of our home loan advisers? Book a free, no-obligation chat or call 0800 367 469.
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Jason made my home loan refinance incredibly easy. Clear communication, fast turnaround, and always available when it mattered. The level of service was top shelf — professional, stress-free, and done right the first time. Highly recommend.
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